Simple financing built
for your Business

We provide up to ₦1,500,000 to finance your business.
Invest in growth, understand your cashflow and enjoy the ride.

Loans for modern businesses like yours

Loans for modern businesses like yours

You don't need to own collateral, know a bank manager or be a finance guru. If you own a businesses, it's enough for us.

GROWTH CAPITAL

Asset Financing

Buy the item you need right now and pay over time.

Learn More

WORKING CAPITAL

Overdrafts

Stay ahead of your cash flow. Keep your business running.

Learn More

WORKING CAPITAL

Inventory Financing

Never dissapoint customers. Always have stock for sale.

Learn More

MANAGEMENT

Cash Flow Manangement

Track, budget and predict the inflow and outflow of money in your business

Learn More

Over 10,000 business owners are using Pennee to grow their business

“With Pennee, I was able to get a loan easily and at the best interest rate I have ever seen. I no longer have to worry about needing capital to invest in growing my business or to bid for projects. They have made my life easy and with the cash flow management, I'm a more efficient business owner.”

How It Works

How It Works

N600M+ still unlocked

N600M+ still unlocked

Download the app

Verify your business

Get funded

Download the app

Verify your business

Get funded

Stay In Business

smart tabletshairdressing toolsinternet subscriptionwholesale cosmeticssewing machinesovensmacbooks & pc laptopselectricity billschairsconsumer goodsboardsgrillscamerasmakeup toolsbaking ingredientsschool suppliesiron & ironing boardssmartphonesdata subscriptionwholesale beerslaptops tableswholesale wearsgroceriesfabricslightscooking utensilspropsairtimemannequinsclippersfurniture

consumer goodsboardsgrillscamerasmakeup toolsbaking ingredientsschool suppliesiron & ironing boardssmartphonesdata subscriptionwholesale beerslaptops tableswholesale wearsgroceriesfabricslightscooking utensilspropsairtimemannequinsclippersfurnituresmart tabletshairdressing toolsinternet subscriptionwholesale cosmeticssewing machinesovensmacbooks & pc laptopselectricity billschairs

laptops tableswholesale wearsgroceriesfabricslightscooking utensilspropsairtimemannequinsclippersfurnituresmart tabletshairdressing toolsinternet subscriptionwholesale cosmeticssewing machinesovensmacbooks & pc laptopselectricity billschairsconsumer goodsboardsgrillscamerasmakeup toolsbaking ingredientsschool suppliesiron & ironing boardssmartphonesdata subscriptionwholesale beers